Value is based on fair market value. In order to increase the value, show and training records would be submitted to the company along with the new value for the company to review. It is important to always have the Justification of Value on file with your insurance agent so there is no issue with …
You will need to fill out an application with a signed statement of health. If the horse is valued over $100,000 a veterinary exam will be required (value may vary depending on company).
Usually Loss of Use is only eligible for Hunter/Jumper, Dressage and sometimes Reining. It is not available for all disciplines.
When a horse becomes permanently disabled and unable to perform the use described on the policy at any level, the company will pay a percentage of the insured value, usually 50 to 70%. This coverage does not apply to horses that are laid up for an injury for an extended amount of time and then …
No, a Mortality Policy is required and these types of coverage are added as endorsements to the Mortality Policy.
Major Medical and Surgical endorsements can take the worry out of making a financial decision when your horse becomes ill.
Yes, depending on the type of colic and how many episodes the horse has had. Please note: exclusions may apply to mortality and other coverage as a result.
Yes, as long and there was no bowel resection (removal of intestine) or repeated episodes. Exclusions may apply.
Yes, as long as they do not leave the US or Canada. Transport can be covered to some other countries, but the company must be notified and a fee will apply.
20 years of age.