By Equine Owners

In order to increase your horse’s value, you would need to submit show & training records to your carrier to review along with the new proposed value. Values are based on fair market value. If you need our help or advice please do not hesitate to contact us. It is important to always supply you […]

You will need to fill out an application with a signed statement of health. If your horse is valued over $100,000 a veterinary exam & certificate of examination will be required. Value can vary depending on the carrier.

Usually Loss of Use is only eligible for Hunter/Jumper, Dressage and sometimes Reining. It is not available for all disciplines.

When a horse becomes permanently disabled & unable to perform the use described on your policy (at any level), the carrier will pay a percentage of the insured value. This percentage is usually 50 to 70%. A veterinarian must advise the claim department that the horse is disabled. Carriers may have their veterinarian examine the

Unfortunately, no. These types of coverage are only available as added endorsements to a Mortality Policy.

Major Medical and Surgical endorsements can be added to a Mortality Policy to take the worry out of looming financial hardships when your horse becomes ill.

Yes, but it is dependent of the type of colic and how many episodes have occurred. Your horse can also still be insured if it has required colic surgery as long as there was no bowel resection (removal of intestine), or repeated episodes.  Please note, exclusions may apply to mortality and other coverage as a

Yes, as long as they do not leave the US or Canada. Transport coverage can be extended for travel to select other countries, but your policy carrier must be notified and fee’s apply.

Your horse may be insured up to 20 years of age.

Your horse can be insured as early as 24 hours old for Mortality, and as soon as 30 days old for Major Medical & other coverages. Please note that minimum age for coverage outside of Mortality varies from carrier to carrier.