Consider this coverage if you board, train or breed horses for others. If one of those horses is injured or dies while in your care and you are found negligent, this policy will provide for medical care or replacement of the horse up to the policy limits. Defense costs are also covered. This coverage is excluded on a commercial policy and must be added separately.

Select the limits of liability you need from $5,000 per animal/$25,000 maximum per policy to $500,000 per animal/$1,000,000 maximum loss per year.